Send across Africa
at the mid-market rate
Live rates pulled from the market every few minutes. Settled in Nigeria via VFD Microfinance Bank, so recipients see funds in their bank within minutes.
Indicative only. Final rate, fees and arrival time are confirmed in the app and depend on your corridor and receiving bank.
What you can do with Curnance
Hold local and foreign currency, send across our supported corridors, and pay bills — all in one app.
Best features provided by Curnance
With Curnance, you can now facilitate payments, get funds in any country, making it easy to use a virtual card to make payments.
Built around how money should move
The four things we take seriously on every transaction.
Robust security
Industry-standard encryption in transit and at rest, with fraud monitoring on every transaction.
Fast transactions
Local-rail settlement on supported corridors so transfers move quickly between Curnance wallets.
Privacy and transparency
The exchange rate and fee are shown before you confirm. We never bury costs in the rate.
Built for clarity
A focused product that does a few things well — wallets, transfers, bills, virtual cards.
Live across three African corridors
More markets coming as we expand across the continent.
Built for cross-border payments in Africa
Curnance handles the rails so you can hold local and foreign currency wallets, send to bank accounts and other Curnance users across our supported corridors, and pay bills — without juggling separate apps.
Curious about Curnance? Watch the video to learn more about it
Five steps from download to your first transfer
The whole flow takes about five minutes. No paperwork, no branch visits.
Step 01
Download and install
Download the Curnance app from the App Store or Google Play Store on your phone.
Step 02
Create an account
Open the app and tap Sign Up. Enter your phone number, email and a PIN to create your account.
Step 03
Verify your identity
Upload a valid government ID and a selfie. KYC tier requirements depend on the wallet you want to open — see the KYC tiers page.
Step 04
Set up your profile
Add your address and preferred currency. This helps the app personalise your wallets and limits.
Step 05
Start using Curnance
Open a wallet, top up, and send your first transfer.
Institutions we work with
Curnance works with regulated financial institutions for settlement and custody.
1st Frontier
VFD Microfinance Bank
Nigeria
